HELPFUL ARTICLES

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INSURANCE BASICS


Do We Buy Insurance?
Have you ever wondered what exactly insurance is and why we buy it?...
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What is Workers' Comp Insurance?
Workers' compensation insurance is a special type of commercial insurance designed to...
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How Does an Insurance Company Operate?
Insurance companies are like all other businesses...
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ERISA


ERISA Guide
Frequently Asked Questions and Answers concerning ERISA...
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SAFETY

COURT DECISIONS


Supreme Court Decision on Temps
IIAT ACSR Digest
A recent Texas Supreme Court decision affects non-subscribers who hire temporary employees....
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Can I Fire the Bum?
An employee has recently come back from a work related injury leave. The employee was never a good employee to begin with and we want to fire him. How long do we have to wait to fire him?...
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MEDIATION/ABRITRATION


Fifth Circuit: Job Applicants Have to Go to Arbitration
The 5th Circuit has recently upheld an arbitration agreement that the employee signed as part of the job application process...
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Man Bites Dog: Employer Awarded Attorney Fees From Employee For Resisting Arbitration
An employee filed suit against his employer for fraud, breach of contract, etc., even though the employee had signed an arbitration agreement...
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Smart Businesses avoid Litigation: Arbitration for Nursing Home Residents Upheld in Alabama
This case is indicative of how arbitration is being creatively used by business owners and being upheld by the courts...
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National Policy Favoring Arbitration
As anyone who has ever been involved in the process of resolving a dispute through litigation can tell you...
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Federal Arbitration Act
The FAA places arbitration agreements on equal footing with other types of contracts...
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Employment Arbitration
...that the FAA applies to all employees except employment contracts of ...
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Consumer Arbitration
Commercial arbitration clauses are becoming increasingly common place...
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ALTERNATIVE DISPUTE RESOLUTION - Why Choose ADR?
Many corporations and smaller businesses have abandoned the courts and traditional arenas of dispute resolution, to establish their own alternative systems.
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GENERAL


Nonsubscribers Reduce or Eliminate Fraudulent and Questionable Claims
Contrary to some reports, fraud is still rampant in the workers' compensation system...
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NonSubscription : The Texas Advantage
Forty percent of Lone Star businesses thrive on a Proven alternative to Workers' Compensation...
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Comparison of Nonsubscription and Subscription Under Texas Workers' Compensation Act
Through formulation and implementation of a well-designed employee benefit plan, a nonsubscribing employer can maximize the payments flowing to injured workers while realizing the following benefits...
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Nonsubscription Provides Immediate Cost Savings and Results
One of the major disadvantages plaguing the workers' compensation system is that employer workplace safety programs are slow in showing results...
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Nonsubscribing Employers Reduce Medical Costs
Recently, a great deal of media attention has been focused on managed care of employee injuries as a means to reduce cost...
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WORKERS'
COMPENSATION
- OR -
WORKERS'
?
COMPENSATION
ALTERNATIVE
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